You always run a risk when creating any kind of small business, and that is a big part of the reason why you should look at business insurance and all that it can potentially do for you. After all, you might discover that there are options to help create a more sustainable business and make your day a lot less risky if you are holding an insurance policy that helps keep your company safe.
There are plenty of people who have been in the world of running a small business without carrying proper insurance before, but they often end up regretting it. To manage your risk when purchasing insurance for your small business, you need only to make sure that you are looking at the real risks that are posed to your business.
If you know what these risks are, then you can put yourself in a better position to handle the risks that are coming down the pike.
Look at the risks and rewards that are offered to you by carrying insurance or not. Make sure you apply commonsense principles to the work that you are doing, and you will end up with the kind of help you need to decide how you want to manage risk in your business.